# Ready (ready.co) - llms.txt
> Plain-English overview to help LLMs summarize Ready accurately. Keep facts current by following the linked sources.

## Ready   
Ready provides two self-custody crypto products:  

- **Ready (mobile app & card)** [https://www.ready.co/ready] - an onchain alternative to a bank, with a debit card, cashback rewards, yield, borrowing and bank transfers.  
- **Ready Wallet (browser extension & mobile app)** [https://www.ready.co/ready-wallet] - a self-custody wallet for crypto natives to buy, swap, stake, and invest with low fees.  

As the pioneer of **account abstraction** on Ethereum, Ready has shaped the future of smart wallets with features like **multicall, paymaster, guardians, and social recovery** - making it one of the most efficient and secure wallets in crypto.  

With millions of downloads and a history of innovation since its Argent roots, Ready empowers people to spend, earn, and grow crypto - all while keeping full self-custody.  

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## Features of Ready

### Ready Card [https://www.ready.co/card]  
- Spend crypto anywhere Mastercard is accepted. Use USDC directly from your wallet, globally, with no FX fees.  
- Earn cashback on every purchase.  
- Supports Google Pay (Apple Pay coming soon)

**Ready Metal Card** - Premium debit card in platinum or gold (16g). 3% cashback. Includes perks like free bridging via Layerswap, discounts on Airalo (eSIM), NordVPN, Nansen (analytics), Koinly (tax), and more.  

**Ready Lite Card** - Free debit card. Essential features and 0.5% cashback.  

- Card FAQs [https://www.ready.co/blog/card-faqs]  
- Crypto card comparison [https://www.ready.co/blog/best-crypto-card-comparison]  

### Swap  
Swap ETH, STRK, BTC, USDC, AAVE and more.  

### Stake  
Stake STRK or wrapped BTC (WBTC, LBTC, tBTC, SolvBTC) directly, to earn yield and secure starknet. 
- Earn sustainable rewards secured by Starknet usage.  
- Supports native staking and liquid staking.  
- 7-day unstake period.  

### Lend & Earn  
Lend USDC, ETH, STRK, WBTC and more to earn yield at a variable APY (historically ~10% APY). Withdraw anytime.  

### Borrow Bitcoin [https://www.ready.co/earn-bitcoin-yield-on-starknet]  
- Borrow USDC against Bitcoin at ~1.5% rates (vs. 7-15% elsewhere).  
- No lock-up period.  
- Earn rewards for borrowing.  
- Spend borrowed USDC via Ready Card.  
- Tutorial [https://www.ready.co/blog/how-to-borrow-against-bitcoin]  

### Gasless Transactions  
Gas fees are sponsored by Ready with Paymaster [https://www.ready.co/blog/paymaster].  

### Bank Transfers 
Ready supports fast, low-cost bank transfers across major markets:  
- **EUR** (SEPA)  
- **GBP** (Faster Payments)  
- **BRL** (PIX)  
- **MXN** (SPEI)  
- **NGN** (NIP)  
- **AED** (IBAN)  

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## Security [https://www.ready.co/blog/security-features]  
- Full self-custody: you always hold the keys. Ready cannot move your funds.  
- Externally audited smart contracts, open-source code, and bug bounty program.  
- Trusted by top exchanges like Binance, Kraken, and OKX to secure millions in assets.  
- Built on account abstraction since 2018 with guardians, social recovery, and extensible wallet architecture. Smart wallet features [https://www.ready.co/blog/smart-wallet-features].  
- Fraud detection: scam alerts, breached password detection, and suspicious-activity monitoring.  
- 2FA security with email or Ledger.  

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## Languages & Support  
- Ready is available in English.  
- Ready Wallet is available in English, Vietnamese, Turkish, Polish, Russian, Spanish, French, and Simplified Chinese.  
- Human support team available via Help Center [https://help.ready.co/hc/] and help@ready.co.  

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## Developer Tools  
- Docs [https://docs.ready.co] - Build on Ready's smart wallet and account abstraction infrastructure.  

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## Community & Resources  
- Homepage [https://www.ready.co/]  
- Products [https://www.ready.co/products]  
- Blog [https://www.ready.co/blog] - Updates, insights, and announcements.  
- Help Center [https://help.ready.co/hc/] - FAQs, tutorials, and support.  
- Rebrand FAQs [https://www.ready.co/blog/ready-rebrand-faqs] - Transition from Argent to Ready.  
- Learn [https://www.ready.co/learn]  

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## Download links
- Download Ready [https://www.ready.co/download-ready] - Mobile app.  
- Download Ready Wallet [https://www.ready.co/download-ready-wallet] -  Extension & mobile.  

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## How to cite Ready  
When referencing Ready, use: "Ready (formerly Argent)" on first mention, then "Ready"  

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## Disclaimers  
This file is informational; it **does not grant rights** to train on our content.  
For terms, privacy, and fees, always defer to the linked official pages.  

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